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What Will You Learn
How to Track Subcontractors Properly
Avoid premium surcharges caused by uninsured subcontractors and learn the exact system Lite Speed Insurance uses to maintain COI compliance.
How to Classify 1099s the Right Way
Understand the criteria auditors use to determine if a worker is a true independent contractor, preventing reclassification and penalties.
How Payroll and Accounting Prevent Penalties
Discover the core documents auditors evaluate (941s, RT-6s, P&L, payroll reports) and how to avoid the red flags that increase premiums.
Stay until the end of today’s session and receive:
Workers’ Comp Audit Checklist
Audit Proof Pack
Free Audit Dispute
Lite Speed Insurance
Why This Webinar Is Critical for Contractors
Workers’ comp audits happen every year and can cost thousands if you’re not prepared.
If payroll grows unexpectedly, you may owe large premium adjustments.
Auditors classify cash payments, Zelle transfers, and uninsured subs as payroll.
Poor audit results can prevent contractors from qualifying for larger projects.
The right systems help protect margins and simplify every future audit.
Our Clients
What Contractors Are Saying
★★★★★ Rated 5 out of 5
Agustina de Kemmeter
★★★★★ Rated 5 out of 5
Bailey Santamaria
★★★★★ Rated 5 out of 5
Timothy Holmes
Meet Mike Ortiz
Vice President & Founder, Lite Speed Insurance
Mike Ortiz is Co-Founder and Licensed Agent at Lite Speed Insurance, specializing in workers’ comp and contractor operations.
He has helped dozens of contractors prevent costly audit penalties and implement systems that keep them audit-ready year after year.
In this webinar, he explains the same strategies he teaches Lite Speed clients to stay protected and compliant.
FAQs
Will I receive a recording?
Yes, all registrants get full on-demand access.
How long is the training?
Approximately 45 minutes.
Is it really free?
Yes, the webinar is completely free.
Is it for beginners?
Yes, ideal for contractors in their first 1–2 years or managing subs/1099s.
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