Risk Intelligence for Florida Contractors

Lite Speed helps Florida contractors understand risks, structure the right coverage, and protect their business before problems happen.

Because insurance shouldn’t be reactive. It should be a strategy to protect and grow your business.

You built your business with your own hands.

Projects, crews, reputation – everything depends on it.

But one accident…One lawsuit…One wrong policy…can take it all away.

/ Not Just Insurance /

A Risk Intelligence Partner for Contractors

Most insurance agencies sell policies. Lite Speed works differently. We help contractors:

Understand risks

before they become problems.

Structure coverage

based on real operations.

Stay compliant

with Florida requirements.

Avoid costly mistakes

that impact growth.

This is not about buying insurance faster. It’s about protecting your business the right way.

/ Services /

Contractor Insurance Solutions in Florida

Workers’ Compensation Insurance

Stay compliant and protect your employees.

General Liability Insurance

Protect your business from claims, damages, and lawsuits.

Contractor Insurance by Trade

Coverage tailored to your specific trade and operations.

Commercial Insurance Packages

Structured coverage for growing construction businesses.

Compliance & Audit Support

Prepare for audits and avoid costly surprises.

Fast Quotes

Get accurate contractor insurance quotes without delays.

Easy Onboarding

Simple, guided process designed for busy contractors.

Compliance Coverage

Stay compliant with workers’ comp, audits, and contract requirements.

Insurance Built for Contractors

Coverage structured specifically for your trade and risk exposure.

Claims Support

Real support when it matters — not just at renewal.

You Didn’t Build This to Lose It

Most contractors don’t think about insurance until something happens. That’s the risk. Because what’s at stake is not just a policy. It’s:

Lite Speed exists for one reason: To make sure one mistake doesn’t destroy everything you built.

We Help You Understand Risk — Not Just Buy Coverage

Most contractors are:

Because when you understand risk, you make better business decisions.

Built for Florida Contractors

We understand how contractors operate:

We guide you through:

Because when you understand risk, you make better business decisions.

/ How it Works /

Free Contractor Risk Audit

Most contractors only discover problems when it’s too late. Our Risk Audit helps you:

01 Identify coverage gaps

02 Detect compliance risks

03 Improve your insurance structure

04 Reduce long-term exposure

No pressure. No obligation. Just clarity.

/ testimonials /

Most Contractors Don’t Know They’re Exposed

Miguel Gonzalez

20:19 07 Apr 26

I had a great experience with Lite Speed Insurance. The licensed agent, Mike, was super helpful and made the whole process smooth and easy to understand. He took the time to answer all my questions and made sure I got the right coverage without any stress. The whole team is professional, responsive, and truly cares about their clients. Highly recommend them if you’re looking for reliable insurance help.

— Renovation Crew LLC dba EcoRestore Roof & Exterior Cleaning

I had an excellent experience with Lite Speed Insurance. The licensed agent, Mike, was very helpful and made the whole process clear and simple. He took the time to answer all my questions and made sure I got the right coverage without any hassle. The whole team is professional, responsive, and truly cares about their clients. I highly recommend them.

— Renovation Crew LLC dba EcoRestore Roof & Exterior Cleaning

Nicolas Arriz

14:38 31 Mar 26

I’ve worked with LiteSpeed for just over two years and have only great things to say. Last week we needed to increase our umbrella coverage to secure a major contract, and they handled it in record time—no hesitation, fully committed, and 100% reliable. If you want efficient service and outstanding customer support, LiteSpeed is the company to choose.

16:05 29 Sep 25

Thank you so much Lite Speed for being so transparent with me. I truly feel confident, and part of what captivated me was Jose for being so transparent and giving me security. Thanks also to the entire team; they are truly excellent. Thank you so much and blessings.

andres Bedoya

16:04 06 Jun 25

walked me trough everything and made it easy for me!

Fredy Gonzalez

02:26 07 Aug 24

Great service provided by Daniela, Mike and Catalina.
It really feels like a team doing what is needed while understanding our particular case.
We needed General Liability with additional insureds, waiver of subrogation, endorsements and many more specific requests and they made it simple for us in order to fulfill our clients requests.
Thank you all. Keep working like that.

Isabel Cristina Medina Calatrava

16:39 05 Aug 24

Excellent service from each of the members. They gave me a quick response, were attentive at every step of the process and resolved each of my questions.

DAVID GUTIERREZ

18:43 26 Jan 24

I had such an amazing experience, all of my questions were answered efficiently and promptly. Kyle who is the owner even took the time to speak with me. I can’t say enough about the level of professionalism and how helpful everyone was, I highly recommend them. Thank you again Kyle.

Kayla Migetz

00:03 25 Jan 24

I couldn’t be more grateful for all they have done for me! They handled all of my business insurance! Competent, quick to address any needs and really optimized my business!
Thank you, again!

/ Blog - Resources /

Protect Your Business. Operate With Confidence.

Insurance is not just a requirement. It’s how serious contractors: