Secure Your Business Vehicles with Premier Coverage
Commercial Auto Insurance
Building a Safer Route: Contractor-Focused Auto Insurance for Every Job Site Journey
Bodily Injury Liability
Steps in to cover the bills for bumps and bruises your vehicles give to others, from doctor visits to courtrooms.
Property Damage Liability
Takes care of the damages your vehicle dishes out to buildings or other cars.
Comprehensive Coverage & Collision Coverage
Collision coverage fixes the fender-benders; Comprehensive safeguards against everything else, from thefts to storms.
Uninsured/Underinsured Motorist Coverage
Guarding your journey against the underinsured—because you shouldn’t pay for someone else’s oversight.
Medical Payments/Personal Injury Protection (PIP)
Accidents don’t pick sides, but our coverage does—covering medical costs and more for all aboard, no blame game needed.
Rental Reimbursement & Towing and Labor
Keep moving with Rental Reimbursement and stay hassle-free with Towing and Labor.”
Get a Customized Commercial Auto Insurance Quote for Your Business Today
In the world of construction, every project is a journey, and every vehicle in your fleet is crucial to reaching your destination.
Our Commercial Auto Insurance is engineered with contractors in mind, ensuring that your trucks, vans, and heavy machinery are protected against the unforeseen, from the minor dents and dings to major accidents and liabilities. Tailored for the unique needs of the construction industry, our coverage extends beyond the basics.
It encompasses everything from transporting heavy tools and materials to covering the personal vehicles your employees might use for business tasks. With options for rental reimbursement and towing and labor, we ensure that even if your primary work vehicle is sidelined, your projects keep moving forward.
Liability protection is at the core of our policies, safeguarding you against the financial repercussions of damages your vehicles might inflict on other properties or individuals. With customizable coverages like non-owned vehicle insurance and equipment and cargo protection, you can build a policy that fits your business like a glove. Let us handle the bumps in the road so you can focus on what you do best—building and creating. With our comprehensive auto coverage, you’re not just insuring vehicles; you’re securing your path to success, project after project.
Tailored specifically for the construction industry, this insurance can be customized to cover the unique risks faced by contractors, such as transporting heavy tools and machinery, moving materials to and from job sites, and employees using their personal vehicles for business tasks. It also provides liability coverage for damages your vehicles may cause to other vehicles or property, as well as injuries to third parties, offering comprehensive protection that keeps your operations running smoothly.
Moreover, Commercial Auto Insurance for contractors can include additional coverages such as rental reimbursement, should your primary work vehicle be out of commission, and towing and labor for roadside emergencies. With the right policy, contractors can focus on their projects with the assurance that their fleet, their employees, and their bottom line are shielded from the unexpected twists and turns of the road.
Cover All Your Bases: From Personal Drives to Professional Loads
If you make an error, we’ll make it better.
Non-Owned Vehicle Coverage
Tailors protection for employees using their personal vehicles for business tasks, safeguarding against risks not covered by personal insurance.
Hired Vehicle Coverage
Offers customizable insurance for rented or leased vehicles used for business purposes, ensuring your temporary wheels are just as protected as your own fleet.
Equipment and Cargo Coverage
Adapts to the specific gear and goods you haul, providing specialized protection for the valuable tools and products your business transports.
Gear Up for Comprehensive Protection - Customize Your Coverage Now
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FAQs
It covers vehicle-related liabilities, physical damages, and may include specific coverages like non-owned and hired vehicle insurance, along with equipment and cargo protection.
It covers liabilities when employees use personal vehicles for business, filling gaps not covered by personal auto insurance.
It provides insurance for rented, leased, or borrowed vehicles used for business, ensuring they’re protected like your own fleet.
Yes, Equipment and Cargo Coverage protects the tools and materials you transport against theft, damage, or accidents.
Non-Owned Vehicle Coverage steps in to cover liabilities not covered by the employee’s personal insurance, protecting both the employee and your business.
Yes, Medical Payments or Personal Injury Protection (PIP), if included in your policy, can cover medical expenses for your employees if they’re injured in an accident while operating a business vehicle, regardless of fault.
Rental Reimbursement Coverage can cover the cost of a rental vehicle while your business vehicle is repaired due to a covered loss.
Premiums depend on factors like the type and use of vehicles, coverage limits, drivers’ records, and your business’s claims history.
Yes, you can work with your insurer to adjust coverages as your business evolves, ensuring your policy always meets your needs.
Professional Liability insurance, also known as Errors and Omissions (E&O) coverage, is designed to protect your business against claims that professional advice or services you provided caused a customer financial harm due to actual or alleged mistakes or a failure to perform a service.
Workers’ Compensation Insurance is the primary coverage for employee injuries in work-related accidents, including those involving business vehicles. It covers medical expenses and lost wages for the injured employee. Commercial Auto Insurance may address liability for damages to third-party property but does not typically cover employee injuries when Workers’ Comp is in effect. Coverage details can vary, so it’s advisable to consult your insurance policies and provider for specific situations.
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